925 Sterling Silver Cross with Blue Inlay Pendant Necklace – 19 Inch

This piece is built in solid 925 sterling silver, formed as a slightly flared cross with a blue inlay set cleanly into the center channel 🟦

The inlay is made from fitted segments rather than a single stone, giving it that paneled look through the vertical and horizontal arms. The color is a consistent blue without the heavy veining typically seen in natural turquoise, which points more toward a composite or stabilized inlay rather than a raw stone.

The silver has a soft satin/brushed finish instead of a mirror polish, which keeps the surface from reflecting too sharply and gives it a more grounded feel ⚒️ The edges are rounded and the piece has noticeable thickness, so it doesn’t come across as thin or stamped.

The pendant is fixed directly to the chain at the top, so it stays centered when worn and doesn’t flip around like a loose bail design 🔗 The chain itself is a simple sterling link that matches the scale of the pendant well.

It carries a subtle Southwest-style influence in the layout, but the execution stays clean and straightforward without trying to overstate it.

Verifications:
Sterling Silver has been verified using JSP Silver Acid Testing Solution

Details:
Metal: 925 Sterling Silver
Stone: Blue inlay (composite)
Markings: “STER” on pendant, “STERLING” on clasp
Length: 19 inches
Closure: Spring ring clasp
Condition: Excellent estate condition

Fun facts:
• Composite inlay is created by setting shaped pieces together, giving that segmented look instead of a single continuous stone 🟦
• Cross designs like this are often made thicker and slightly flared to keep the shape visually balanced when worn ⚒️